Immediate annuities
Ensure a steady and predictable income over a specified number of years or throughout your lifetime.
Immediate annuities income payments can begin immediately.
Part of your principal is returned with each income payment, which means that you receive greater amounts than you would be provided by interest alone.
Benefts
• The potential for additional income by linking to market index gains
• The powerful fixed-index crediting method
• The option of keeping some money in deferral and taking income at the same time
• Free withdrawals and income options
This product is a great choice for anyone looking for the predictability of a steady income with the opportunity to receive potential market index gains.
Product availability and benefits may vary by state.
The perfect Time...
This is an opportune time to consider purchasing an immediate annuity, which will pay out fixed monthly checks for 20 or 30 years. Don't speculate in the stock market when you can guarantee your return.
With an immediate annuity you give the insurance company a chunk of after-tax cash to invest and it immediately starts paying you that regular check...
The amount of that check depends on the period of time guaranteed - or your life expectancy if you choose an annuity guaranteed to last as long as you do. It also depends on the current level of interest rates, so the insurance company can hedge its promise to continue paying you...
Annuity in the recent years has become extremely popular method of investing money especially for those who have recently retired or who are going to retire soon...
The objective has shifted more to preservation of capital instead of growth...
Natural question that arises therefore is that is it correct that the annuities play a major role in respect of your retirement portfolio?
The benefits...
* Tax deferral of 401(k) and IRAs.
* No limit on investment.
* Long term capital gains.
* Ability to protect capital in a fluctuating market.
* An income that outlives you.
If you are ready to starting an annunity or want more information, contact one of our agents.
Our agents will quickly show you the ropes, but they go much further - to provide you with the real secrets of building the kind annunity program that can
easily exceed what you ever though you could save...
Call now 866-527-7152
There is a surrender charge imposed generally during the first years that you own a contract. Withdrawals prior to age 59-1/2 may result in a 10% penalty, in additional to any ordinary income tax. The guarantee of the annuity is backed by the financial strength of the underlying insurance company. Investment sub-account value will fluctuate with changes in market conditions.